Cover available in most countries worldwide for Medical and Additional Expenses incurred outside the UK and in the course of the business for medical or surgical treatment, including specialists fees, emergency dental treatment, emergency ophthalmic fees, hospital charges, physiotherapy, and ambulance charges.

Cover can extend to include:

- Additional accommodation and repatriation expenses incurred
- Reasonable travel and accommodation expenses of one person
   to travel from the UK if his presence with the injured or ill person
   is necessary on medical grounds
- Reasonable expenses incurred in transporting the remains or
   ashes of the insured person to his former place of residence
   in the UK or reasonable funeral expenses incurred abroad
- Expenses incurred with the prior consent and authorization of the
   emergency 24 hour service company for the provision of an air
   ambulance or the use of air transport, including qualified   
   attendants, to repatriate a seriously ill or injured person to the
   UK.